Most business owners will eventually confront the issue of whether to purchase or lease their office space. It is important to remember that by not owning your business property, you are forfeiting substantial financial benefits that could improve your bottom line. Now is the time to consider property ownership, and Community Business Finance's 504 Loan Program offers a way for businesses to purchase commercial property with as little as a 10% down payment and a below-market fixed interest rate.
At Community Business Finance we understand that no two businesses are exactly alike. However, it may surprise you to learn that sometimes two unique companies can achieve different business goals with the same solution. We recently helped two clients realize their individual dreams through property ownership.
To better understand capital, and its role in the 504 Loan Program, we must first explore the relationship between risk and return. This relationship is a fundamental idea in finance. Investors risk their money when buying stocks, on the chance of a reward in dividends. Lenders take a risk when loaning money to a business. The return on their risk is the interest paid on the loan.