• SBA 504 vs. 7(a) Loans for Commercial Real Estate

    Bill Ebersole explains the differences between the SBA 504 and 7(a) lending programs in regard to commercial real estate financing. The 504 Loan Program was designed specifically for real estate and equipment purchases. It offers a fixed interest rate for 20 years. While the 7(a) Loan Program usually has a variable interest rate, Bill offers insight as to why 7(a) loans are sometimes used for real estate financing. Community Business Finance specializes in 504 fixed-rate loans in Texas and Louisiana, but we are experts in all SBA lending programs.

  • Community Business Finance Can Help You with the Loan Process

    Bill Ebersole explains how Community Business Finance can help borrowers when they are considering a business loan in Texas or Louisiana.   Lenders do not always present all the available loan options to borrowers. This is where Community Business Finance can help. We will explain all of the loan options, help you find a suitable lender, or assist your chosen lender in structuring SBA loans properly.