Community Business Finance is dedicated to providing business loans for business dreams. Partnering with Community Business Finance means having the experience, efficiency, and relationships to create a success story for your borrowers.
The Right Partner
504 Benefits for Lenders
Reduce Credit Risk – The standard 50% loan-to-value 1st lien position minimizes collateral exposure for the lender.
Satisfy Current Customers – SBA 504 offers longer terms, fixed interest rates, and low down payments desired by your existing small business customers.
Win New Customers – New and expanding businesses are seeking long-term banking loyal relationships with lenders that provide attractive SBA loan terms.
Earn CRA Credits – Banks that participate in the SBA 504 Loan Program are eligible for Community Reinvestment Act (CRA) credit on certain projects.
Outsource Support – SBA eligibility determination and loan structuring for all types of industries, businesses, properties, funding needs, etc. provided by Community Business Finance staff at no cost to the lender.
Why Partner with Us?
We have the Experience
Accomplishments since 2005, include:
Jobs created in Texas and Louisiana
SCORE, local SBDCs, and the Greater Houston Business Procurement Forum
We have the Efficiency
Community Business Finance has invested in cutting-edge technology.
We ensure the collection and digital transfer of required application documentation is simple and secure during the application process.
Responsive & Reliable Loan Professionals
We quickly obtain the required information and properly structure the loan to comply with SBA guidelines from the beginning to save valuable time.
We have the Relationships
Community Business Finance has a large, influential network.
Our local connections with accounting, banking, legal, and real estate professionals lead to opportunities for business expansion, construction of new buildings, job creation, and prosperity in our communities.
Our partnerships with community, regional, and national lenders provide multiple funding sources to support speculative startup businesses.
We have Clear Objectives
Community Business Finance has high standards of performance.
Communication & Education
We establish clear expectations with lenders and business owners upfront.
We value follow-up and creativity.
We regularly train our staff and lending partners about the 504 loan program and continuously evaluate our processing methods.
Engagement & Reciprocation
We are available anytime to discuss the challenges and merits of a borrowing opportunity.
We are committed to identifying business owners who need a loan to finance a building or heavy equipment.
We can refer an experienced conventional lending partner to participate with us if the current bank is not interested in the SBA 504 advantages.